ACM, NCT Merge to Create United Tranz*Actions

In January American Check Management (ACM) merged with its long-time competitor, National Check Trust, Inc. (NCT), forming a new financial services company known as: United Tranz*Actions, LLC (UTA).

This will provide NACM members with an expanded product line, as well as a strengthened infrastructure to support continued growth and expansion of products.

“This is a powerhouse solution. We are truly a one-stop, fully loaded billing and payment solution,” said Dean Middleton, president of United Tranz*Actions. “Our competitive advantage is that we are able to distribute your statement and invoicing as your customers want it; make those same documents available online; and, accept payment – all with the click of a mouse.”

NCT has historically specialized in marketing its Check Guarantee services to both the automotive industry and the building and materials industry. They have been very successful in both industry segments and their Check Guarantee product has proven to be an industry leader. Now, as UTA, we can offer NACM members the best of both Check Guarantee programs.

In addition to its leading Check Guarantee service, ACM has been making great strides in the development of its electronic services portfolio. The current offering includes:

• Credit Card Processing;
• Remote Check Deposit-with no NSF’s;
• Electronic Bill Presentment and Payment;
• Online Bill Pay;
• EFT/ACH-Check by Phone; and,
• E-mmediatesm-Check by Phone with no NSF’s.

NACM members can purchase these services as a complete benefits package, or opt for ala carte services. Together, this merger can only mean positive things for NACM members.

For the time being, current customers will see no changes in existing services.  “There’s no rush to make change,” he said. “We’ll roll out a logo when we decide on one, but after that, the only changes will be for the benefit of our customers.”