About NACM Houston
NACM Houston is one of the premier affiliates in the National Association of Credit Management (NACM) network. You may also know us as HACM, or the Houston Association of Credit Management, those who have been around credit for a long time, or as NACM of South Texas.
The organization has been committed to excellence in service to companies who extend open account payment terms to other companies since 1906...we have so much to offer the business credit professional, it's hard to put it all in one place. Please complete the Information Request form by clicking on the link on the left and an NACM Representative will contact you to personalize your NACM Houston options!
Formed to prevent fraud in business transactions 107 years ago, NACM Houston is currently the second largest affiliate in the National Association of Credit Management's national network, which has over 40 locations across the country. NACM Houston is a 501(c)6 not-for-profit trade association, dedicated to service to its business-to-business credit granting membership and deeply committed to the very best in government representation, professional certification and education, service and products for the credit & financial profession. We offer members rock-bottom prices for top-shelf quality here, since profit is not our motivation; our sole interest is our memberís excellence in preventing fraud and maximizing profits for their company.
In 2003, NACM Houston formed the wholly owned
subsidiary, NACM Business Credit Services, to create or seek out and offer you
the very best credit products in the marketplace today. We have designed or
partnered with the very best out there and negotiated group pricing to allow you
the buying power of the largest companies in the US through your membership and
affiliation with NACM Houston. We represent and offer all products from Dun &
Bradstreet, Experian, Equifax, Skyminder International & consumer reports (with
permissible purpose), as well as United Tranzactions for credit card processing
and electronic funds transfer payments and many other trusted sources of credit
& financial products. Around NACM Houston, it's all about your success.
SOME OF OUR SERVICES & PRODUCTS
Did you know that credit professionals with a Certified Credit Executive (CCE) certification can expect 10% higher wages than a credit manager without one? NACM proudly offers Professional Certifications at three different levels: CCE, Certified Business Fellow (CBF) and, Certified Business Associate (CBA). A major activity of NACM is the providing the opportunity for further education for members.
Scholarships are provided for business-credit courses at colleges and institutes in Houston, including the NACM Certification courses . Full and half-day seminars on commercial credit management are scheduled regularly. Members also may take advantage of seminars offered on a wide range of business related topics, self-training and audio/visual programs on a variety of topics as well. Click here for more information, including the Education & Professional Development Calendar.
Industry Credit Groups
These NACM Houston sponsored groups bring credit executives together on a regular basis from like industries to exchange HISTORICAL credit information on mutual customers. Members find that the knowledge they gather as part of a Credit Group is invaluable in reducing their bad-debt losses. Click here for more information on Industry Credit Groups and to find one that might be perfect for you.
Opportunity to interface with other credit professionals inside and outside your industry. Leverage the knowledge and experience of many different credit professionals.
Business Credit Magazine (the official publication of the National Association of Credit Management), Business Credit Pro (the NACM of South Texas eNewsletter), and the NACM of South Texas Mid-Month Update are all included in membership dues. A variety of other NACM publications on business credit and financial management topics may be purchased at our office at a discount for members. Click here for Archives of NACM Houston's Business Credit Pro.
NACM BCS Products & Services
"Comprehensive," "Concise," "Thorough," "Extremely Accurate," "UNBELIEVABLE SECRET WEAPON!". These are just a few of the words our members use to describe the commercial credit reports they receive from their Association. We are able to provide our members with the complete information they need to determine how present or prospective customers handle their credit. NACM Business Credit Services participates in the NACM National Trade Credit Report, along with 40 other NACM affiliate locations across the US, compiling and delivering business credit reports are factual, timely, precise and complete and housed in an easy to use 24/7 internet accessible database. When we asked, members told us that the most important element on a credit report is fresh, industry based trade payment information, so that is what we brought you. With a trade payment data collection on the ground in all the NACM locations, no one collects and delivers trade payment history like NACM. Nobody. And nobody works that data for you like your NACM of South Texas affiliate; with 6 staff working full time to check, recheck and deliver the information you need today and tomorrow to protect what is probably your company's largest liquid asset - your accounts receivable.
An exclusive NACM member privilege, these commercial reports are available for the lowest fee structure in the industry.
Members and subscribers also enjoy discount access to credit reports from Dun & Bradstreet, Experian, Equifax, Skyminder, FCIB and many others.
NACM BCS furnishes our members and non-members alike with a responsible means for quick and economical collection of past due commercial accounts. We have an exceptional record of collecting delinquent debts. There is no fee for this service until the collection is made. Additionally, NACM BCS offers a "PCS Program," or precollect program; for a nominal, set fee a series of letters and calls will be provided to debtors. This allows a very cost-effective system of using the muscle of an agency without the expense to shake payments free from recalcitrant debtors.
Click HERE for more information on
Commercial Collections Services.
Distressed Business Services
NACM BCS provides programs to provide distressed businesses an alternative to bankruptcy! If you or a customer find yourself in a position to need to investigate such assistance, be assured that your situation will be handled completely confidentially and with the utmost personal attention. In concert with the Credit Managers Association of California, NACM BCS brings over 100 years of workout experience to the table for you.
Click HERE for more
information on Distressed Business Services
Forget staffing woes! Outsource your receivables to NACM's seasoned experts! We'll act as an extension of your credit & collections department, working our receivables as "soft collection" so you can focus on the rest of your responsibilities. Affordable and effective....call Byron for more information.
Listed for 18 straight years on the
Houston Business Journal's